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Chris Lavey
REALTOR®, Lic. Real Estate Associate Broker
(716) 480-9507

21 Church Street , Waterloo, NY 13165

$188,000
  • 21 Church Street , Waterloo, NY 13165 Main Photo

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New to the Market Active
BEDS8 BATHS4 full SQUARE FEET3,396 MLS#R1676789
STATUSActive PROPERTY TYPEResidential - Multiple SCHOOLWaterloo

Property Description

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don't miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping-and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures-making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

21 Church Street | MLS# R1676789

This home located at 21 Church Street , Waterloo, NY 13165 is currently listed for sale with an asking price of $188,000. This property was built in 1900 and has 8 bedrooms and 4 full baths with 3396 sq. ft. Church Street is located within the Waterloo school district. Search Waterloo real estate on www.chrislavey.com today.

Property Features

Property Type: Residential - Multiple
Basement: Full
Heating: Gas, Baseboard, HotWater
Home Style: Fourplex
Lot Size: 0.18 Acres
Roof Type: Asphalt
Stories: 2.0
Taxes: $3,822
Year Built: 1900

Feature Descriptions

Appliances: GasWaterHeater
Exterior: AtticCrawlHatchwaysInsulated, WoodSiding
Flooring: Laminate, Varies, Vinyl
Lot: CornerLot, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot
Lot Dimensions: 58X133
Parcel#: 453801-010-000-0002-013-000-0000
Parking: Gravel, OffSite
Parking Notes: Gravel, OffSite
Patio/Porch: Open, Porch
Sewer: Connected
Units: 4
Utilities: CableAvailable, HighSpeedInternetAvailable, SewerConnected, WaterConnected
Water: Connected, Public
Window: ThermalWindows

Local Schools

School District: Waterloo

Listed By / Shown By

Listing By

Agency Name: Howard Hanna
Agency Contact: 315-521-7413

Shown By

Agent Name: Chris Lavey
Agent Phone: (716) 480-9507
Agency Title: MJ Peterson Real Estate

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Estimate Your Payment

Estimated Payment

$ 791.74 per month $418.41 Principal & Interest $318.50 Property Tax $54.83 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/02/2026. The listing information on this page last changed on 05/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/02/2026 1:20:11 AM EST) or New York State Alliance MLS (last updated Sat 05/02/2026 1:18:44 AM EST). Real estate listings held by brokerage firms other than MJ Peterson Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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