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Chris Lavey
REALTOR®, Lic. Real Estate Associate Broker
(716) 480-9507

522 Cross Street, Watertown, NY 13601

$235,000
  • 522 Cross Street, Watertown, NY 13601 Main Photo

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New to the Market Active
BEDS5 BATHS3 full SQUARE FEET1,958 MLS#S1676276
STATUSActive PROPERTY TYPEMulti Unit - Multiple SCHOOLWatertown

Property Description

Well-maintained and thoughtfully updated 3-unit triplex located in the heart of Watertown, offering a strong investment opportunity with immediate income and additional upside. The property features two well-performing units currently rented-a spacious 2-bedroom downstairs apartment generating $875/month and an exceptionally clean 2-bedroom upper unit bringing in $900/month, both occupied by quality tenants. The third unit, a 1-bedroom apartment on the first floor, is currently vacant and presents an ideal opportunity for owner occupancy or additional rental income. The home has seen several recent improvements, including a newly installed roof on the main structure and tasteful updates throughout. Bathrooms have been refreshed with brand new luxury vinyl plank flooring, and the units offer open, functional layouts that appeal to today's renters. The back right unit has also been updated with new luxury vinyl flooring and fresh paint, creating a clean and inviting living space, complemented by a small but charming dining area just off of the kitchen. Exterior porches have just been freshly painted in April of 2026, further enhancing the property's curb appeal. Additional highlights include ample off-street parking with a large lot on the left side of the property and additional parking on the right, providing convenience for tenants. The backyard is exceptionally large for a city lot in Watertown, offering added outdoor space that is rarely found in similar properties. Whether you're looking to expand your portfolio or live in one unit while the others offset your expenses, this triplex offers versatility, solid rental history, and long-term value.

522 Cross Street | MLS# S1676276

This multi-family property located at 522 Cross Street, Watertown, NY 13601 is currently listed for sale with an asking price of $235,000. Cross Street is located within the Watertown school district. Search Watertown real estate on www.chrislavey.com today.

Property Features

Property Type: Multi Unit - Multiple
Basement: Walk-Out Access
Cooling: Other, See Remarks
Heating: Electric, Gas, Other, See Remarks, Baseboard, Forced Ai
Home Style: Triplex
Lot Size: 0.25 Acres
Stories: 2.0
Taxes: $2,646
Year Built: 1900

Amenities

Deck
Patio

Feature Descriptions

Appliances: Electric Water Heater
Days on Site: 3
Exterior: Vinyl Siding
Flooring: Carpet, Luxury Vinyl, Varies, Vinyl
Lot: Rectangular, Rectangular Lot, Residential Lot
Lot Dimensions: 66X165
Parcel#: 221800-009-000-0001-209-000-0000
Parking: Paved, Parking Available
Parking Notes: Paved, Parking Available
Patio/Porch: Covered, Deck, Patio, Porch
Sewer: Connected
Units: 3
Utilities: Electricity Available, Electricity Connected, Sewer Connected, Water Connected
Water: Connected, Public

Local Schools

School District: Watertown

Listed By / Shown By

Listing By

Agency Name: Keller Williams Northern New York
Agency Contact: 315-778-6473

Shown By

Agent Name: Chris Lavey
Agent Phone: (716) 480-9507
Agency Title: MJ Peterson Real Estate

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Estimated Payment

$ 812.05 per month $523.01 Principal & Interest $220.50 Property Tax $68.54 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/02/2026. The listing information on this page last changed on 05/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/02/2026 1:20:11 AM EST) or New York State Alliance MLS (last updated Sat 05/02/2026 1:18:44 AM EST). Real estate listings held by brokerage firms other than MJ Peterson Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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